Handling A Workers’ Compensation Denial

When a job injury leaves you in a condition in which you are unable to work for a while, it can cause financial struggles. However, there are usually laws in place that protects employees from facing financial binds when they are injured at work. For instance, workers compensation is coverage that most states require business owners to obtain when they have employees. If you are stressed because your employer does not want to provide you with workers' compensation benefits for your job injury, an attorney might be able to help. This article explains things that you should know if you continue to pursue obtaining workers compensation from your employer:

An Official Accident Report Must Be Filed

If you complained to your employer about your injury but didn't file an official accident report, it is important to do it as soon as possible. The period in which you are able to legally file for workers compensation benefits is limited depending on your state. Even if your employer has already denied the benefits, file an official accident report so it can be on file. The report might be needed if your situation turns into a legal battle.

Get Proof That Your Injury is Related to Working

Anyone can get injured outside of work and can that it happened on the job. You must be able to prove that your injury actually happened at work. Documents from a physician that shows that you were treated at the time of the incident might be sufficient enough as evidence. Coworkers that witnessed the injury can also validate your claim that it is related to work.

Hire an Attorney to Speak to Your Employer

It is important for your employer to know that you are serious about obtaining workers compensation benefits and will not accept the denial. Hiring an attorney is an ideal way to show your employer how serious you are. An attorney can make arrangements with your employers to discuss your injury and financial situation. He or she might be able to get the claim reconsidered without any additional legal actions being necessary.

Be Prepared for Possibly Filing a Lawsuit

If your employer does not want to reconsider your workers' compensation claim, a lawsuit might be necessary. Rather than pursuing workers compensation benefits, you would then have to file a personal injury lawsuit. It can take a while for you to receive compensation if a lawsuit is filed, but work injury attorneys will try to make the process as fast as possible.